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I have an idea of ??the strategy of a particular question / I want to get the advice. The background to this is ...

I'm 34 years old and father of two who married I compensation than the 401K plan for my main my employer of workers very. In order to put just about 401K of ~ I I'm $ 7K there. (Fraud). I me and my wife (the upper limit of the proceeds of the IRA year that could go to me or Trad) maximum Roth IRA my I - paid to the work of the contractor in 1099 (tons of money not about $ 5k/year), consulting and independent In addition to the IRA and 401k of me, I make additional investments in taxable accounts for about $ 10k/year regular I will not be able to power function / when (about 20 years) of 55-year-old anymore

I would like to be able to make investment, some extra weight tax, but option "work" is the cap of SMU $ 7k on my with limited 401k my. I can do (my wife) IRA 5kx 2 = U.S. $ $ 10k of course. Then I .... I thought I had been

/ I can be to have to use the "401K plan Individual" or "solo" is based on the consulting business of 1099 freelance? Instead of a taxable account on a regular basis and my solo 401K plan, of ($ 5k, I regular all 401K $ 10k/year all alone to put it with 1099 advice my $ 5K just basically I reach the goals of the taxable account of my current $ 5K) to $ 10,000.

As I understand it, Rosusoro 401 of 2010 and 2009 or 401 (K) to (k), the plan, I $ 16.500 profit first from the business alone until you can maximize your share of $ 49.000 , is that it can be set to 100% more than 20% of the net income.

So here my question is ...

1 Since 1099, contractor - I can be alone my name, to solo 401k of Roth's and 401K in the funnel "profit" as the strategy here?

I or to do something special, 2, or is what you need to restore the 1099 "count" for this? Is considered "business" This is, What is called for a single 401k based on the income of freelance consulting/1099 me?

I think right, 3 and I know this answer, but I can be used to take the money for my work to help? Independent consultant as won (1099 hits) $ 5,000, when I do the job, which means that it was not possible to put a $ 5,000 alone to 401K plan I. ($ 10k of it, doing it all of it), so I could not bring more money I?

Discussion on solo normal pair of 4 Sororosu 401k 401k?

I would appreciate recommendations, or other strategy this idea / any advice!

Advice What is your him?